Property Surveys In Fitzrovia, Soho, Covent Garden, Bloomsbury, Marylebone

Make certain that the survey contingency in your purchase contract gives you ample time to conduct a general survey and perform any specialized surveys that may be required. Remember, repairs or remedies are negotiable and can reduce the final price you pay for the house.

To find a qualified surveyor, check with the National professional body of surveyors RICS - Royal Institute of Chartered Surveyors

  • Ask friends or co-workers who have recently bought a home in West Hampstead if they would recommend their surveyor.
  • You should interview the chartered surveyor or surveying firm you've selected about their qualifications, experience and errors-and-omissions insurance.
  • Building surveyors, who offer to also do the repair work for you, should be avoided because that may influence their analysis.

Property Survey Types - Get the Right Survey

The most common property surveys include:

  • Standard Pre-Purchase Survey: This covers a home's interior and exterior construction and condition and includes electrical, plumbing and heating systems.
  • Wood Damage Survey: Is required by many lenders and includes all interior and exterior wood structures of the home.
  • Lead Survey: All homes built before 1978 must disclose the presence of any lead. The survey looks for the presence of lead in paint, plumbing or other areas. Old water pipes may need updating.
  • Radon Survey: If the seller is aware of elevated radon levels in the house, they are required to tell the buyer. The inspection looks for the presence of this naturally occurring radioactive gas above certain levels.
  • Soil Survey: The inspector examines the condition of soil under and around foundation and retaining walls of the house looking for problems like excessive moisture. It costs anywhere from £300 to £2,000 and is negotiable between the buyer and seller. The inspector examines the condition of soil under and around foundation and retaining walls of the house looking for problems like excessive moisture or evidence of shrinkage that may cause subsidence.

Defect Disclosures

The better you understand defects the better prepared you are to negotiate with the seller on which repairs are needed and which are be reflected in a discount from your offer. Surveyors focus on two kinds of defects:

  • Patent defects, or those that you can see, which may include water stains, ceiling cracks, sticky windows or sagging floors, and
  • Latent defects, or those that are not readily visible, which could include faulty plumbing, asbestos ceilings or dry rot.

Defects of either type could be trivial or serious. Only an inspection can help you decide which defects require immediate action and which can be postponed.

Remember the risk is always with the buyer

When a seller or estate agent reveals to you a material fact about the physical condition of a property, that is called a disclosure. A material fact is any information that can affect the price of the home or your decision to buy it at all.

This could include information about periodic flooding in the basement or a proposed commercial structure on nearby property. The Property Information Form which the seller should be obliged to complete contains a mandatory section covering aspects of disclosure including problems with neighbours and other issues. Be sure to check the information thoroughly whether making disclosures or receiving them.